No, don't tell your boss to shove it...at least not out loud. But in your head accept that from this day on you're a free agent whose number one workplace priority is your personal bottom line.
You should be as conscious of spending as you are of saving. Credit should be a rarely used tool for those few times (buying homes and cars) when paying cash is impossible.
Your work life should be a journey up and down hills, rather than a climb up a sheer cliff that ends with a jump into the abyss.
It sounds terrifying, the one intolerable outcome to your financial life. And yet, in truth, dying broke might be your best option for a life without fear: fear of failure and privation now, fear of impoverishment in the long run.
“Die Broke is more than a guide to personal finance, it’s a code of values, many of which run contrary to instinct.” —Sales and Marketing Management
“If you’re unhappy with conventional thinking about how we live and plan our lives, this book will speak to you.” —Scott Burns, Dallas Morning News
“Smoothly written...a treasure chest of financial advice.” —USA Today